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Making Insurance Work for Families and Individuals

Valuable Possessions Insurance

Most homeowner's policies limit theft coverage for jewelry, furs, silverware and firearms. The basic limit is only $1,000.

Besides the additional limits, there are other advantages to scheduling your valued possessions.

  • Breakage coverage can be included for those fragile pieces.
  • If a gemstone is lost, coverage can be provided.
  • Agreed amount coverage can be provided.
  • Scheduled items are not subject to a deductible.

Valuable articles insurance can provide you with additional coverage limits for such items as:

  • $ Jewelry
  • $ Silverware
  • $ Furs
  • $ Firearms
  • $ Fine Arts
  • $ Cameras
  • $ Musical Instruments
  • $ Stamp & Coin Collections
  • $ Baseball Card Collections
  • $ Wine Collections
  • $ Other Collectibles

Before you say no to valuable articles insurance, look around your home and take an inventory. You will be surprised to find you really do have a lot of valuables in your home.

The PBS series "Antique Road Show" helped many people to realize the true value of the items they had collected or been given over the years.

Recently one of our customers had a break-in at his home. Until then he never realized the true value of the family silverware that had been handed down over the generations.

Another customer always insured the large jewelry pieces he purchased for his wife but never realized how many smaller pieces they had accumulated over the years until the loss occurred.

Start today to complete your household inventory. Give us a call at 914-337-0010 and we will be happy to send you a Household Inventory Guide.

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